Wedding Path NewsWire
Money & Gifts (page 1 of 1)
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Why wedding insurance? 1849 views
Wedding insurance is essential if you want complete peace of mind that nothing will spoil your big day. Take a look at some of the scenarios that could be covered if you had the right policy in place.
What do you do if…
…a member of the wedding party is taken ill on the morning of the wedding and you are forced to cancel your big day?
The biggest single financial risk is if the wedding day had to be cancelled or rescheduled. The average cost of a wedding is now over £17,000, and many couples could not afford to lose this much money should the worst happen. There are many reasons why couples are forced to cancel their wedding – family illness, death, jury service or even a last-minute job posting overseas should the bride or groom be a member of the Armed Forces. Wedding insurance covers the cost of most unforeseen events, with the exception of the bride or groom not going through with the marriage due to cold feet or a similar reason.…your venue is no longer available?
Imagine the scene: you have booked the venue of your dreams but wake one morning to a telephone call telling you there has been a fire and the venue can no longer honour your booking. What would you do? Wedding insurance would cover any loss of deposits and any additional costs incurred in finding an alternative venue.…your dress shop goes out of business just before you pick up your dress?
Sadly, some brides put deposits down for their dream dress and return to the shop at a later date to find it closed or gone into administration. In these instances very few get their money back from the proprietors of the shop. Insurance will reimburse any lost deposits, allowing you to go elsewhere to find the dress of your dreams.…the dress goes missing on the flight to your wedding destination?
Although many airline carriers accommodate brides marrying abroad by allowing dresses to go as hand luggage, not all will do so. Unfortunately, some couples’ worst nightmares come true when they are left standing at the luggage carousel wondering where their suitcase has gone. Insurance will cover the cost of the missing items.… plans for your wedding abroad go wrong?
The number of couples getting married abroad is increasing, and just as this type of wedding has great appeal, it also poses unique challenges. Couples have experienced airport delays and missed getting to their wedding venue on time, luggage has gone missing or extreme weather conditions have prevented ceremonies taking place. The average cost of marrying abroad is around £3,000 – an amount that many couples could not afford to lose should something go wrong.People think nothing of insuring cars for thousands of pounds, so why not a wedding? With policies starting from a one-off payment of £45, it makes sense to have some cover in place – if only for your peace of mind. And, of course, one final piece of advice. As with all insurance policies, it pays to read the policy terms and conditions thoroughly so you know exactly which claims will be paid and which will be excluded.
This information was provided by Tim O'Mara at E&L Insurance (www.eandl.co.uk/wp)
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Make your gift list great - 8 ways 1847 views
When drawing up your gift list, think about how you really live, not how you think an idealised married couple live, says Sarah Richardson.
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Money-saving Hints 2624 views
It should be the happiest day of your lives, so why spend so much of the lead-up worrying about costs? Louise Hartnett offers some helpful tips.
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Gift Dilemmas 2080 views
Sarah Richardson proposes that it's worth taking time to consider the different options available when requesting gifts for your wedding.
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Bridesmaid Gift Ideas 3188 views
Some conventional suggestions for gifts which could spark debate on what you may be doing...
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